It is no surprise to anyone that medical debt continues to be one of the most common causes of bankruptcy in the country. But, generally, when we talk about these costs, we mean the costs we incur for medicine and treatment of emergencies, chronic diseases, and other unnecessary costs. But how about medical expenses that are not necessary and are rather elective? Elective medical procedures are also high and, in most cases, not covered by your health insurance. Most worryingly, they can become a financial problem if you don’t carefully manage them.