How To Pay For Cosmetic Surgeries Without Getting Into Debt

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It is no surprise to anyone that medical debt continues to be one of the most common causes of bankruptcy in the country. But, generally, when we talk about these costs, we mean the costs we incur for medicine and treatment of emergencies, chronic diseases, and other unnecessary costs. But how about medical expenses that are not necessary and are rather elective? Elective medical procedures are also high and, in most cases, not covered by your health insurance. Most worryingly, they can become a financial problem if you don’t carefully manage them.

The Cost Of The Most Common Cosmetic Surgeries

Although these types of elective surgeries have gained popularity, they are not cheap. Here is a list of the average cost of the most popular cosmetic procedures:

  • Breast Augmentation: $ 3,681
  • Liposuction: $ 2,815
  • Tummy tuck: $ 5,381
  • Breast lift: $ 4,174
  • Blepharoplasty (Eyelid Surgery): $ 2,726
  • Lasik (per eye): $ 2,073
  • Tooth alignment: $ 4,800
  • Professional teeth whitening: $ 650
  • In Vitro Fertilization Cycle (IVF): $ 12,400
  • Artificial insemination: $ 4,174

The best recommendation to pay for your elective surgery

Our best recommendation is that instead of borrowing, negotiating, or paying with your credit card, you simply plan and save for your procedure. It is an ultra-conservative recommendation, especially for these times that as a society, we want and expect instant gratification in all aspects of our lives. But let us give you several suggestions so you can see that learning to save and prepare for one of these procedures is not as difficult as you imagine, even on a small monthly budget.

Step 1: Set A Date To Get Your Procedure

Like any large purchase decision, setting dates and goals for when to do so is very important. If you decide to get cosmetic surgery in two to three months, that doesn’t give you enough time to prepare financially. But if you consider your procedure as a goal to be reached within 12 or up to 24 months, saving to cover the procedure becomes easier.

Step 2: Reduce Expenses

When you are clear how much you need to save monthly to be able to pay for your surgery, you can then evaluate your monthly budget. If you don’t have $ 227 left (to continue with the previous example), it’s time to start reducing some expenses in your budget. Now, you have to be realistic, and if you are living from paycheck to paycheck and you spend your salary before receiving it fulfilling your obligations, this is not the right time for you to have any elective procedure.

Step 3: Consider Other Sources

Do not forget to check what your health insurance can offer you and see how far you can negotiate the cost of the procedure with your medical provider. Even if your health insurance does not cover this type of elective procedure, find out about your coverage so that you do not overpay. Also, just as you would to buy a car, compare prices. 

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How To Pay For Cosmetic Surgeries Without Getting Into Debt

admin

It is no surprise to anyone that medical debt continues to be one of the most common causes of bankruptcy in the country. But, generally, when we talk about these costs, we mean the costs we incur for medicine and treatment of emergencies, chronic diseases, and other unnecessary costs. But how about medical expenses that are not necessary and are rather elective? Elective medical procedures are also high and, in most cases, not covered by your health insurance. Most worryingly, they can become a financial problem if you don’t carefully manage them.…

Alternatives To Pay Plastic Surgeries Instantly

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Improving physical appearance definitely influences our perception of ourselves and how we relate to other people. The more security is projected, the easier it will be to be taken into account.

Although it is true that the external is not all that matters, it is also true that our appearance and its care determine aspects that go from the personal to the professional.

Getting to be a better version of yourself motivates many people to diet, go to gyms, and aspire to perform a few retouching in specific areas of the body.

Plastic surgeries are a more forceful alternative but with more appreciable results when it comes to the physical. This is not only an aesthetic but also a reconstructive solution in cases of victims of accidents, birth defects, or cancer.

For some people, plastic surgery is not a purely aesthetic matter, since it is the solution to situations that have represented a headache throughout their lives due to having very pronounced physical characteristics that have made them the target of ridicule, disadvantage, and discomfort.

In other cases, plastic surgeries allow men and women to have certain parts of the body tailored and shaped to make themselves more attractive.

In all cases, this is a very personal decision, which must be well evaluated before proceeding and which, after being taken, implies a series of steps that, in addition to making surgery possible, will guarantee that everything will turn out well.

Other frequent aesthetic alternatives

Not everything is solved with surgical intervention; in fact, there are currently a variety of aesthetic procedures that allow you to considerably improve specific areas of the body without necessarily being invasive.

Such is the case of laser hair removal, lymphatic drains, permanent hair removal, ultra cavitation, radiofrequency, mesotherapy, botox injections, hyaluronic acid injections, among others.

Each of these treatments has a different objective and, in most cases, involves different visits during a certain time. The results also make a difference in how the person looks.…

What Do You Need To Do Plastic Surgery?

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  1. You should look for a good plastic surgeon, certified and with recommendations. It is very important that you make sure that you are a professional with the appropriate permits and preparation. It is your right to ask the doctor to show you their certifications and permits.
  2. Make sure that the operation is going to be performed in a health center that complies with the hygiene and health regulations required by law.
  3. Try to count on the testimony of a person who has lived the experience of successful plastic surgery to know what to take into account what to ask, and know what you will be facing.
  4. Performing all the relevant health tests before the operation is essential to know if you are in a position to enter an operating room and face surgery.
  5. Plan your budget; for this, you should not only take into account the cost of the surgery but also the pre and post-operative costs, tests, medications, follow-up appointments, massages, girdles, or any other need that is tied to the procedure.

What do I do if I don’t have the budget?

If you are going to save on something that is never related to your health, many times, doctors are chosen who are not the most trained or with the best hygiene conditions, and this is a decision that can cost you your life.

A good alternative is to choose to finance plastic surgeries, and this allows you to get the money quickly, to guarantee a safe and guaranteed intervention, as well as overtime to pay the cost in installments.

The loans for plastic surgery are fairly simple to obtain and even offer delivery service so that even implies that the person is mobilized. To request them, the credit history will not be an impediment, since it can be done with a vehicle guarantee and with very fast approval.

These loans have a fixed interest rate and flexible installments that make it possible to keep up with payments over time.

Most of these procedures owe their result to the fact that they were carried out in a timely manner and this does not always coincide with good savings, although it does coincide with the willingness to pay it in time; This is the purpose of these financial alternatives that make aesthetic treatments available to anyone considered only within reach of a high socioeconomic level.

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